Deposit Accounts
All of our personal checking products offer these services at no charge.
- Free Online Banking & Bill-Payment
- Free ATM card or
- Free Signature Visa Debit card
- Free Check imaging
- Interest (where applicable) compounds daily
- Night Deposit Service
- Unlimited ATM transactions at Northern Hancock Bank & Trust locations including the Chester Sparkle Market, plus 3 free ATM transactions per month at ATMs not owned or operated by NHB&T;
Personal Regular Checking
This account offers the flexibility of unlimited check writing.
- Minimum opening deposit $100
- A monthly maintenance fee will be assessed each monthly statement cycle if the balance falls below $600 on any day during the cycle. The fee is based upon your lowest daily account balance during the statement cycle and will be assessed as follows:
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Minimum Balance
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Fee
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Budget Checking
If you need a basic checking account and do not write many checks, then this is the account for you.
- Minimum opening deposit $100.
- No minimum daily balance required.
- Account maintenance fee of only $3.00 per month.
- The first ten checks paid in a monthly statement cycle are free. Each check thereafter is processed for $.50.
NOW
Let your money work for you. This account offers interest with a low minimum balance.
- Minimum opening deposit $1,000.
- A maintenance fee of $5.00 will be assessed if the balance falls below $1,000 on any day during the statement cycle.
Super NOW
This account earns interest and is perfect for those maintaining a higher daily balance.
- Minimum opening deposit $2,000.
- A maintenance fee of $5.00 will be assessed if the balance falls below $2,000 on any day during the statement cycle.
Preferred Savings
This account provides a safe and convenient way to save while providing higher interest rates as the amount you keep on deposit increases.
- Minimum opening deposit $25.
- Minimum daily balance of $70 required to avoid service charge of $2 per month.
- Quarterly statement cycle.
- The account features a tiered interest rate structure and no interest is paid on those days during the month when your daily balance is below $100.
- Limited to five withdrawals each calendar month and each withdrawal over five will be charged $1.
