Mortgage Lending

Get the best mortgage loan for you!

When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you.

Buying a Home

Buying a new home can be a source of anxiety and frustration – as well as a huge sense of accomplishment. Northern Hancock Bank & Trust will help simplify the process of finding the mortgage loan that best fits your needs. With our portfolio loans that we retain locally, we provide flexible terms tailored to your needs while keeping the process simple. We also offer secondary market loans that are serviced by others. Let our bankers help you choose the loan that is right for you.


Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. Let our bankers help you choose the very best refinancing program to fit your needs!

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